Health & Dental
Coverage for prescription drugs, paramedical services, vision care, dental treatment and other eligible health-related expenses.
Employee Benefits & Retirement
Group benefits built around your business.
We bring clarity to benefits and retirement decisions, from initial planning through ongoing management.
For employers starting a plan, reviewing existing coverage or considering a change.
Independent advice · Practical solutions · Better outcomesClear insight · Better choices · Stronger plans
Since 1983Serving employers
12+ insurersQuoted across the market
Plan designTailored to your workforce
Every renewalNegotiated on your behalf
We Compare Plans From Canada’s Leading Insurers
The insurers shown are among those we may approach. Products and eligibility vary by plan.
Group Benefits
Comprehensivecoverage for whatmatters most.
Some benefits reimburse expenses; others provide income replacement or a payment following a covered event. Together, they address different financial needs.
Income & Financial Protection
Disability, life and critical illness coverage that helps support employees and their families when illness, injury or death creates financial strain.
Flexible & Employee Support
Health Spending Accounts and Cost Plus help reimburse qualifying expenses, while employee assistance, virtual care and wellness services provide access to care, counselling and practical resources.
Group Retirement
Group RRSPs, DPSPs, TFSAs and defined contribution pension plans that help employees save and invest for the future through the workplace.
Our Approach
Understand first.
Recommend second.
We explain the reasoning behind our advice so you can assess the proposed direction and make an informed decision.
Who we arePlan design that fits
Help choosing who is eligible, what the program provides and how employer and employee contributions will work.
Quoted broadly.
Recommended selectively.
We compare a wide range of insurers, then recommend based on price, coverage, contract terms and long-term fit—not simply the lowest quote.
Advice beyond renewal time
Help with administration questions, claims issues and plan changes as they arise.
How We Work
Clear steps from assessment to ongoing support.
Assess the starting point
We clarify what prompted your inquiry, what you want to accomplish and which decisions need attention first.
Consider the possibilities
We compare suitable options with your priorities in mind, explaining how well each would meet them and what trade-offs are involved.
Shape the solution
We work through the details of the chosen approach, confirming how the program will be structured and how it will operate.
Support what comes next
We help put the program into practice and review it as your organization’s needs change.
Group Retirement
Make every paycheque
work longer.
A workplace retirement program makes regular saving part of payroll, with employer contributions providing additional support where included.
Group RRSP
Payroll deduction savings for employees.
Deferred Profit Sharing Plan (DPSP)
Employer-funded retirement savings.
RRSP + DPSP
Employee contributions go to the RRSP; employer contributions go to the DPSP.
Defined Contribution Pension Plan
A pension account built from contributions and investment returns.
Other Products
Additional insurance and financial solutions may be available.